I. Introduction
Notaries public are appointed by the state government to serve as impartial witnesses to the signing of legal documents and to administer oaths and affirmations. If you are interested in becoming a notary public in Pennsylvania, it is essential to understand the eligibility requirements, training, costs, and responsibilities associated with the job. This article will provide you a step-by-step guide on how to become a notary in Pennsylvania, along with the pros and cons of entering this profession.
II. Step-by-Step Guide
The application process for becoming a notary in Pennsylvania involves several steps, including checking eligibility requirements, completing training, and submitting the application form. To become a notary in Pennsylvania, you must meet the following eligibility requirements:
- Be at least 18 years old
- Be a legal resident of Pennsylvania, or maintain a principal place of business or employment in Pennsylvania
- Not be disqualified from holding a notary public commission under the law
Once you meet these eligibility requirements, follow these steps to become a notary public in Pennsylvania:
- Complete a three-hour course of approved notary education
- Secure a surety bond for at least $10,000 from a bonding company licensed to do business in Pennsylvania
- Complete the online notary application form, submit the $42.00 fee, and your education certificate and bond
- Get a self-inking rubber notary stamp and a record book to record all notarial acts for at least five years
Several resources provide help navigate the process, such as visiting the Board of Notaries website. Or for a more comprehensive companion guide, the Pennsylvania Association of Notaries offers an excellent “How-To” become a notary in Pennsylvania handbook.
III. Pros and Cons
Before deciding to become a notary in Pennsylvania, it is essential to consider the pros and cons of entering this profession.
Advantages of Becoming a Notary in Pennsylvania:
- A steady, reliable source of income may be earned on a part-time basis
- Career stability. Notary public is a growing profession, and demand for notaries is projected to continue to grow
- Ability to render a valuable community service by notarizing documents
- Ability to loan sign documents as an additional source of income – loan signing agents are usually hired by title companies to help borrowers sign their closing documents.
Disadvantages of Becoming a Notary in Pennsylvania:
- Notary commissions can only be active for a four-year term in Pennsylvania, requiring renewal after this period.
- Commission fees, education fees, and bond fees are required on an on-going basis
- Notaries public may be sued for errors and omissions relating to their work as a notary public.
IV. Training Requirements
For individuals who are new to the role of a notary or are renewing their notary public commission, education is required in Pennsylvania. A three-hour approved course of notary education must be taken. The average cost for the education ranges from $40 and $100.
There are many reputable online and in-person training sources, including institutions like the American Society of Notaries, the Pennsylvania Association of Notaries, and the National Notary Association.
V. FAQs
Below are answers to some frequently asked questions about the process of becoming a notary in Pennsylvania:
What is the cost of becoming a notary in Pennsylvania?
To become a notary in Pennsylvania, you will need to pay a $42 filing fee, a $10,000 surety bond fee, and a fee for the three-hour notary public education course.
What is the renewal process for notaries in Pennsylvania?
Notaries in Pennsylvania must renew their commission every four years by completing the education requirement ($40 to $100) at the end of their current commission. A new bond ($10,000) and a new set of stamp and journal is also required.
What is the difference between a notary public and a loan signing agent?
A notary public performs notarizations on a standard set of documents, while a loan signing agent specializes in executing documents related to real estate transactions, most often those involving mortgage refinancing.
VI. Online vs. in-person training
You can receive the required Pennsylvania notary training from both online and in-person sources. Online courses offer convenience and more flexibility while in-person courses offer networking opportunities and classroom instruction.
Reputable Online Training Sources
- American Society of Notaries
- Pennsylvania Association of Notaries
- National Notary Association
Reputable In-Person Training Sources
- Pennsylvania Association of Notaries
- Community colleges typically offer notary training in Pennsylvania
- Pennsylvania State University Institute of State and Regional Affairs
VII. Conclusion
Becoming a notary public in Pennsylvania can be a fulfilling and profitable endeavor for those who meet the eligibility requirements and complete the necessary training. The application process can seem daunting, but the step-by-step guide provided in this article makes the process easy to follow. It is essential to consider the pros and cons of being a notary public and the training requirements before deciding whether to pursue this profession.
If you are passionate about providing a valuable service to your community, becoming a notary public in Pennsylvania is an excellent opportunity to do so.
